FlipKart Axis Bank Credit Card - Fees, Charges, Eligibility and how to apply

FlipKart Axis Bank Credit Card

Flipkart Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in partnership with Flipkart, an Indian e-commerce company. The card is designed to provide benefits and rewards to Flipkart customers, including discounts on Flipkart purchases, cashback on Flipkart and non-Flipkart transactions, and reward points that can be redeemed for Flipkart vouchers.

To apply for a Flipkart Axis Bank Credit Card, you need to be at least 18 years old and have a good credit score. You will also need to meet the bank's eligibility criteria, which may include having a stable income and a good credit history. To apply, you can visit the Axis Bank website or the Flipkart website and fill out an online application form. You will need to provide personal and financial information, including your name, address, income, and employment details.

If your application is approved, you will receive your Flipkart Axis Bank Credit Card in the mail within a few weeks. You can then activate the card and start using it to make purchases on Flipkart and at other merchants that accept credit cards. It is important to make timely payments on your credit card to avoid late fees and interest charges and to maintain a good credit score.






Flipkart Axis Bank Credit Card benefit: -

The Flipkart Axis Bank Credit Card offers a range of benefits and rewards to its users, including:

  1. Discounts on Flipkart purchases: As a Flipkart Axis Bank Credit Card holder, you can get a discount of up to 10% on Flipkart purchases. The discount is applicable on both Flipkart app and website transactions.
  2. Cashback on Flipkart and non-Flipkart transactions: You can earn cashback on your Flipkart and non-Flipkart transactions when you use your Flipkart Axis Bank Credit Card. The cashback amount varies depending on the category of the transaction.
  3. Reward points: You can earn reward points on your Flipkart and non-Flipkart transactions when you use your Flipkart Axis Bank Credit Card. The reward points can be redeemed for Flipkart vouchers.
  4. No cost EMI: You can avail no cost EMI on Flipkart purchases using your Flipkart Axis Bank Credit Card. This means you can pay for your purchases in easy installments without incurring any interest charges.
  5. Zero fraud liability: If your Flipkart Axis Bank Credit Card is lost or stolen, you will not be held liable for any fraudulent transactions.
  6. Other benefits: The Flipkart Axis Bank Credit Card also offers other benefits such as fuel surcharge waiver, airport lounge access, and insurance coverage.

Flipkart Axis Bank Credit Card fees and charge: -

Like most credit cards, the Flipkart Axis Bank Credit Card has certain fees and charges that you need to be aware of before applying for the card. These include:

  1. Annual fee: The Flipkart Axis Bank Credit Card has an annual fee of Rs. 499, which is payable every year.
  2. Interest charges: If you don't pay your credit card bill in full each month, you will be charged interest on the unpaid balance. The interest rate for the Flipkart Axis Bank Credit Card is up to 3.35% per month.
  3. Late payment charges: If you don't pay your credit card bill by the due date, you will be charged a late payment fee. The late payment fee for the Flipkart Axis Bank Credit Card is up to Rs. 750.
  4. Cash advance charges: If you withdraw cash using your Flipkart Axis Bank Credit Card, you will be charged a cash advance fee. The cash advance fee for the Flipkart Axis Bank Credit Card is up to 3% of the amount withdrawn or a minimum of Rs. 300, whichever is higher.
  5. Overlimit charges: If you exceed your credit limit on your Flipkart Axis Bank Credit Card, you will be charged an overlimit fee. The overlimit fee for the Flipkart Axis Bank Credit Card is up to Rs. 500.

It is important to carefully review the fees and charges of the Flipkart Axis Bank Credit Card before applying for the card to ensure that it is suitable for your needs and budget.


Is flipkart Axis Bank credit card good: -

Whether the Flipkart Axis Bank Credit Card is good for you depends on your individual financial situation and needs. Here are some points to consider when deciding whether the Flipkart Axis Bank Credit Card is a good choice:

  1. Benefits and rewards: If you are a frequent shopper on Flipkart, the Flipkart Axis Bank Credit Card may be a good choice for you as it offers discounts on Flipkart purchases, cashback on Flipkart and non-Flipkart transactions, and reward points that can be redeemed for Flipkart vouchers.
  2. Fees and charges: It is important to carefully review the fees and charges of the Flipkart Axis Bank Credit Card before applying for the card. This includes the annual fee, interest charges, late payment charges, cash advance charges, and overlimit charges.
  3. Eligibility criteria: To apply for the Flipkart Axis Bank Credit Card, you need to meet the bank's eligibility criteria, which may include having a good credit score and a stable income.
  4. Credit utilization: It is generally a good idea to keep your credit utilization low, which means using a smaller percentage of your available credit. Using your Flipkart Axis Bank Credit Card responsibly, such as by paying your bills on time and in full each month, can help you maintain a good credit score.

Ultimately, whether the Flipkart Axis Bank Credit Card is good for you depends on how you plan to use the card and whether it aligns with your financial goals and needs.


What is the minimum salary for flipkart Axis Bank credit card:-

The minimum salary requirement for the Flipkart Axis Bank Credit Card may vary depending on your individual circumstances and the bank's eligibility criteria. Generally, credit card issuers consider a number of factors when evaluating a credit card application, including your income, credit score, credit history, and employment status.

To increase your chances of getting approved for the Flipkart Axis Bank Credit Card, it is a good idea to have a stable income and a good credit score. You can check your credit score and credit report to get an idea of where you stand and take steps to improve your credit score if needed.

It is recommended to contact Axis Bank or visit the bank's website to get more information about the specific eligibility criteria and minimum salary requirement for the Flipkart Axis Bank Credit Card. You can also consider applying for a credit card with a lower credit limit if you are not sure whether you meet the bank's eligibility criteria.


What is the cibil score for Flipkart Axis Bank credit card:-

The CIBIL score, or credit score, is a three-digit number that ranges from 300 to 900 and reflects your creditworthiness and financial stability. It is based on your credit history, including your borrowing and repayment patterns. A higher CIBIL score indicates a better credit history and a lower risk of default, while a lower CIBIL score indicates a weaker credit history and a higher risk of default.

The CIBIL score required for the Flipkart Axis Bank Credit Card may vary depending on the bank's lending policies and the individual circumstances of the applicant. In general, credit card issuers tend to favor applicants with high CIBIL scores, as they are considered to be less risky borrowers. However, the CIBIL score is just one of the factors that the bank considers when evaluating a credit card application. Other factors may include the applicant's income, employment status, and credit history.

If you are planning to apply for the Flipkart Axis Bank Credit Card, it is a good idea to check your CIBIL score and credit report before applying to get an idea of where you stand. You can obtain your CIBIL score and credit report by contacting CIBIL or any of the credit bureaus in India.


Flipkart axis bank credit card apply eligibility:-

To be eligible to apply for the Flipkart Axis Bank Credit Card, you need to meet the bank's eligibility criteria. These may include the following:

  1. Age: You need to be at least 18 years old to apply for the Flipkart Axis Bank Credit Card.
  2. Residence: You need to be a resident of India to apply for the Flipkart Axis Bank Credit Card.
  3. Income: You need to have a stable income to be eligible for the Flipkart Axis Bank Credit Card. The bank may consider your income, employment status, and financial stability when evaluating your application.
  4. Credit score: You need to have a good credit score to be eligible for the Flipkart Axis Bank Credit Card. A credit score is a three-digit number that reflects your creditworthiness and financial stability. It is based on your credit history, including your borrowing and repayment patterns. A higher credit score indicates a better credit history and a lower risk of default, while a lower credit score indicates a weaker credit history and a higher risk of default.
  5. Credit history: You need to have a good credit history to be eligible for the Flipkart Axis Bank Credit Card. A credit history is a record of your borrowing and repayment patterns. Credit card issuers consider your credit history when evaluating your credit card application to assess your creditworthiness and the risk of default.

It is recommended to contact Axis Bank or visit the bank's website to get more information about the specific eligibility criteria for the Flipkart Axis Bank Credit Card. You can also consider applying for a credit card with a lower credit limit if you are not sure whether you meet the bank's eligibility criteria.



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